Tips for Homebuyers

Make Your Home Loan Journey Smooth and Stress-Free

Buying a home is one of life’s biggest milestones — and while it’s exciting, it can also feel overwhelming. At Fitzgerald Bradley Finance, we’re here to guide you through the loan process with expert advice and smart technology to make everything simpler and faster.

Being prepared with the right paperwork can speed up your application process significantly. Lenders may request some or all of the following:

2 forms of identification (e.g. driver’s licence, passport, Medicare card)
2 recent pay slips
2 completed tax returns
1 income statement for the last completed financial year
Bank statements
Credit card statements
A list of assets and liabilities

During your application process, your broker will send you an introductory email with:

A credit guide
Privacy consent form
An overview of the services provided

You’ll also be asked to authorise a Credit History Check and complete a bank statement upload via our secure online portal.

Being prepared with the right paperwork can speed up your application process significantly. Lenders may request some or all of the following:

We use cutting-edge software to make document collection easy and secure. The faster you upload your documents, the faster we can start your loan application — and keep the momentum going.

Tip: Bookmark our Tools & Calculators page to assess your borrowing power and repayment capacity.

Many buyers wait too long to seek loan advice — often after making an offer or signing a contract. Engaging a broker early gives you time to:

Know your true borrowing limits
Compare the best lender options
Avoid delays or costly contract extensions